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TIPS ON INSURING YOUR POSSESSIONS

1. Be sure to photograph and document your collection, or at least the most valuable pieces in your collection.  Include current appraisals, original sales receipts, and any additional paperwork that refers directly to the value of your collectibles.
2. Buy as much insurance as you can comfortably afford, whether or not that amount covers the entire value of your collections.  Most loss, damage, or theft affects only a portion of a collection, not the entire collection. Receiving some compensation is better than receiving no compensation at all.
3. Make sure you understand your insurance policy including the fine print, and ask every question about every conceivable loss or damage situation that you can comprise. You don't want to find out after a loss that you were not covered for that specific type of situation.
4. Theft/damage insurance for antiques & collectibles, can generally be added onto your home insurance. Several insurance companies specialize in covering collectibles and antiques exclusively. Coverage details can be discussed and/or negotiated with your insurance agent/company.
5. There's no excuse for not insuring your collections or pieces. Loss or damage rarely affects an entire collection, and you'll find that in the large majority of cases, even partial coverage will reimburse you for a substantial percentage of the dollar amount involved in most occurrences.
6. Make sure you've got the proper insurance to protect your investments. You'll be heart broken if anything happens to your treasures.
    

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